Life Insurance

Obtaining life insurance is one of the most important decisions you can make to ensure your family has financial security and peace of mind. If you were to die unexpectedly, how would your debts, mortgage and arrangements for your final resting be taken care of? Buying life insurance is the answer to these questions, and puts an end the uncertainty of your family's future. Regardless of how young or healthy you are, life insurance is an essential component of planning yours and your family's future.

Flexible Options

Our life insurance agents at The Hogans Agency, Inc. offer many different coverages so you can find the flexibility, cash value options, and guarantees to fit your family's needs. Through our easy to navigate features, you can easily request quotes and/or contact our independent insurance agents to compare premiums, and learn more about the advantages and disadvantages of the various life insurance options to determine which type of life insurance is right for you.

The Right Coverage

Whether you are looking for the affordability of term life insurance or cash value and lifelong protection of permanent insurance, or a combination of both, The Hogans Agency, Inc has options to fit your needs and budget. Choosing the right type of life insurance is dependent on your financial goals and individual circumstances. A life insurance policy is designed to pay a death benefit after your death, however, there are typically two basic categories of policies: term and permanent.

Term life insurance basically provides death benefit protection for a specific period of time. Term life insurance can typically be purchased for large amounts with an initially low premium.
Permanent life insurance offers a lifetime death benefit protection with a cash value component. Permanent life insurance offers a level of premium for a coverage amount you choose and a peace of mind for you and your family.

You probably have several goals in life, including wanting your family to be financially secure. Whatever your goals are, the various benefits and features of life insurance can help you to achieve these goals. To learn more about life insurance options and to determine which policy best suits your needs, use the easy to navigate features through The Hogans Agency, Inc.

Request a Quote

Client Testimonials

"The Hogans ^®Agency has been with us through every step of our journey and have become an extension of our team. They are true business partners. Matt and his agents are proactive and always seem to be one step ahead of every business decision that we make. They are a remarkable, hardworking, professional group! Hands down, the best in the industry.”

Amanda Skilling Biggart
VP of Finance and Administration & General Manager
Benchworks

“I called Hogans^® for a Homeowners and Auto quote and spoke to Drew. He was very quick in getting me my quote back and was a pleasure to deal with (I also saved over $250.00 from another policy). Great experience.”

David West
Kent County, MD

"We have been associated with The Hogans^® Agency for both our personal as well as business needs for roughly 30 years. This relationship has included the Real Estate and Insurance groups. Their overall level of industry knowledge and service is exceptional. In the relentless challenge of increasing costs of our Health Insurance for 37 employees, Hogans Agency has tirelessly sought options that provide the level of coverage for the employees at the lowest increases reported by other companies in the region and nationally. They have also been very active in securing Bonds for our construction projects. They are an excellent strategic corporate asset and attend to personal requirement with the same energy."

Ned Leverage
President
Life Science Products, Inc.

"Normally I am very reluctant to refer or recommend any person or service. However in the case of Hogans^® I have reached the point where I have no reservation at all. They are truly a full service Independent Agency. Which certainly is evident when you come to the bottom line of your quotes."

Collier Squire
Cecil County, MD

"The Hogans^® Agency was thorough and treated our situation with dignity and respect. They used their personal small town touch to deliver top-drawer, big city policies which resulted in an enormous cost savings without losing any coverage. The staff is super responsive and answers all correspondence quickly, politely and with the “Hogans’ flare”. We recommend Hogans with complete confidence that they will do the absolute best for all their customers. Thank you Hogans!”

Rick Marshall
President and Owner
Retail Connection LLC

Georgina Bliss
Client Services/Marketing/Office Manager
Retail Connection LLC.

"I have been a customer of Hogan's Insurance for over five years and have been very satisfied with their service. Chuck Woodfield has been my agent, and, over the years has been professional, courteous, and above all, accessible. Any claims, such as hurricane haul outs were settled in a timely manner with no questions asked. Last year, I had a grounding which could have ruined my charter season. The repairs were begun as soon as we hauled out, and with the help of Hogans' adjuster, everything was repaired or replaced in less than two weeks. Perhaps the best endorsement I can give for Hogan's is the fact that after one year of coverage, Chuck found a better policy for a cheaper price. I have never had an insurance company decrease my rates, and I plan on sticking with the company who is looking out for my best interests.”

Captain Greg Mayer
F/V Fishin' Frenzy

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Hogans® Agency

Life Insurance

Flexible Options

The Right Coverage

Request a Quote

Client Testimonials

Amanda Skilling Biggart VP of Finance and Administration & General Manager Benchworks

David WestKent County, MD

Ned LeveragePresidentLife Science Products, Inc.

Collier Squire Cecil County, MD

Rick MarshallPresident and Owner Retail Connection LLCGeorgina BlissClient Services/Marketing/Office ManagerRetail Connection LLC.

Captain Greg Mayer F/V Fishin' Frenzy

Hogans^® Agency